Getting Out of Debt in One Step

by Andrea

in Pay Off Debt

Today I celebrated my little guys second birthday. He is one of the many reasons I chose to create financial security.

The day he was born was a crazy roller coaster ride. Each birthday, we’ve decided because of the turmoil he put us through during his first few days on earth, his birthday spankings would be slightly harder than with the other kids.

After his helicopter ride to the Neonatal Intensive Care Unit and the days we spent there, we ultimately brought home a very healthy baby boy. But, the emotions in those intense few days stay with me like it happened yesterday.

So much has happened in two years. Yet, it feels like in the snap of a finger, the years are gone.

When it comes to your personal finances, you have to realize so much can change in a very short period of time (good or bad). I don’t think we look at financial security in the same way we look at, say our children. If I know one thing, it’s that our kids grow in what seems to be like lightening speed. Did you ever think your money could do the same? (hint: You might want to start!)

This is the ONE thing you need to get out of debt… ACTION!

I just finished reading an awesome book that lit a fire under me like no other. Larry Winget, the author, is an in your face, beat you down and kick you until you surprisingly end up thanking him, kind of guy.

It’s weird. Normally I don’t respond to this type of harassment, but I’m finding myself taken in and wanting more. (I’ll be interviewing him in July so I’ll be getting you more dirt on this character). He is known as The Pitbull of Personal Development and in his book, You’re Broke Because You Want To Be, he pretty much rips you a new one.

photo via maplegirlie

You might have seen him on A&E’s reality series Big Spender.

“The fact that you don’t have any money is a result of all your other problems. You have thinking problems. Attitude problems. Self-esteem problems. You are lazy. You lack discipline. You lack integrity. You don’t take responsibility. You lack goals. Your priorities are out of whack.”


“Your biggest problem is not in your wallet or your bank account. Your biggest problem is between your ears. You will fix your money problems when you fix your other problems.”

Something to seriously think about here. When you decide to prioritize the things that are most important to you, you can do anything. And it’s NOT what you SAY is important, it’s what you DO.

Nobody ever wrote down a plan to be broke. Broke happens when you don’t have a plan.

What’s one thing you want? Pay off your debt?  Build wealth? Be rich?

Just like the title of Larry’s book says: You’re broke because you want to be. You can also be rich because you want to be – but only if you are willing to take action.



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