Pay Off Debt

Having a detailed record of where your money goes is as important to money management as is bringing home a paycheck. It’s called a spending record and it’s a necessary step in moving forward and creating a Spending Plan (or…
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Keep It Organized

Trying not to spend money when it’s not necessary, I managed to organize our bills, budget, receipts, a calculator and a pencil in a simple three ring binder.
Everything is snuggled together, all in one spot. I was so tempted…
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