Pay Off Debt

Having a detailed record of where your money goes is as important to money management as is bringing home a paycheck. It’s called a spending record and it’s a necessary step in moving forward and creating a Spending Plan (or…
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Pay Off Debt

If you’ve been carrying around a permanent balance on your credit cards, a phenomenon known as perma-debt, you aren’t alone. Many professional finance guru’s refer to this as “stupid debt” and rightly so.
You can end up paying 2-3 times…
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