Pay Off Debt

In order to free yourself from credit card debt, one of your beginning steps should be to set up an emergency fund. It makes perfect sense to do so.
If you don’t have this fund to access if you need…
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Keep It Organized

Trying not to spend money when it’s not necessary, I managed to organize our bills, budget, receipts, a calculator and a pencil in a simple three ring binder.
Everything is snuggled together, all in one spot. I was so tempted…
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